Borrowing, sized up.
Mortgages, loans, repayments, deposits. What the borrowing actually costs you, worked out before you sign.
GuideBuying a Home: the whole purchase, worked throughLoan Calculator
Calculate loan payments, interest, and amortization schedule with our easy-to-use loan calculator.
Mortgage Calculator
Calculate monthly mortgage payments with adjustable principal, interest rate, and loan terms. Visualize payment breakdowns and amortization schedule.
PMT Calculator
Replicate Excel's PMT(rate, nper, pv, [fv], [type]) function online. Find your fixed loan payment, total interest, and a yearly amortization schedule, with a copy-paste spreadsheet formula.
Deposit & LTV Calculator
Calculate your loan-to-value (LTV) ratio and discover which mortgage rate shelf you qualify for. Supports £, $, and €.
Home Affordability Calculator
Calculate your maximum home purchase price using the US 28/36 DTI rule or UK/EU income multiples. Supports £, $, and €.
Stamp Duty & Closing Costs Calculator
Work out UK stamp duty (SDLT for England & NI, LBTT for Scotland, LTT for Wales) by buyer type, or US closing costs and state transfer tax, with a slice-by-slice band breakdown.
Mortgage Overpayment Calculator
Calculate how much interest you save and how many years you cut from your mortgage term by overpaying each month. Includes a balance comparison chart and worked example.